"Thank you for your very re-assuring e-mail...you have proved to be as efficient as ever and I thank you for your prompt response "


Ms. Lucas
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Terms and Conditions of Use

In using this website you are deemed to have read and agreed to the following terms and conditions:

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: 'Client', 'You' and 'Your' refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", 'Ourselves', 'We' and "Us", refers to our Company, Orwell Insurance Services Ltd. 'Party', 'Parties', or 'Us', refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, prevailing English Law. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.


Privacy Statement


Orwell Insurance Services Ltd are committed to protecting your privacy. Authorised employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers.


Confidentiality


Orwell Insurance Services Ltd are registered under the Data Protection Act 1998 and as such, any information concerning the Client and their respective Client Records may be passed to third parties. However, Client records are regarded as confidential and therefore will not be divulged to any third party, other than our sister companies and if legally required to do so to the appropriate authorities. Clients have the right to request sight of, and copies of their client records that we keep, on the provison that we are given reasonable notice of such a request. Clients are requested to retain copies of any literature issued in relation to the provision of our services. Where appropriate, we shall issue Client's with appropriate written information, handouts or copies of records as part of an agreed contract, for the benefit of both parties.

We will not sell, share, or rent your personal information to any third party, Nor will we use your e-mail address for unsolicited mail, except for specific communications from our Company that we think may be if interest you, unless you state that you do not with to recieve such offers. Any emails sent by this Company will only be in connection with the provision of agreed services, products and communications.


Cookies


Like most interactive web sites this website, or our ISP, may use cookies to enable us to retrieve user details for each visit. Cookies amay be used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.


Log Files


We use IP addresses to analyse trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, and like most web servers, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.


Links to this website


You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.


Disclaimer



Exclusions and Limitations


The information on this web site is provided on an "as is" basis. No guarantee is given as to the accuracy of the information provided in this website. Client's should check their policy documents for specific policy information.

To the fullest extent permitted by law, this Company:

- Excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company's literature; and

- Excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

This Company does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.


Availability


Unless otherwise stated, the services featured on this website are only available within the United Kingdom, or in relation to postings from the United Kingdom. All advertising is intended solely for the United Kingdom market. You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content, in any way, is prohibited, including such by framing or other similar or any other means, without the express written consent of the Orwell Insurance Services Ltd. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability and intention. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.


Links from this website


We do not monitor or review the content of other party's websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.


Copyright Notice


Copyright and other relevant intellectual property rights exist on all text relating to the Company's services, the Company's logo, Orwell Avatar, and the full content of this website.


Terms and Condiditons of Business with Orwell Insurance Services Ltd.


Our full TOBA can be found on the Altitude Trading Platform and is available to our registered agents.
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Orwell Insurance Services Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register
(http://www.fca.org.uk/register/) under reference 311566

© Copyright Orwell Insurance Services Limited 2005-2011

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Orwell Insurance Services Ltd. Registered in England No. 380379
Cristal Business Centre, 47 Knightsdale Road, Ipswich, Suffolk, IP1 4JJ