4.5 rating (93 Google reviews) verified customers
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Our insurance specialists will be in touch shortly to begin your personalised quotation. Your dedicated account handler will guide you through the process to ensure you receive the right cover at a price that suits your budget.
🥇 UNBEATABLE VALUE. GUARANTEED
Our Price Promise: Won’t be beaten on price for like-for-like cover.
We stand by the competitive quotes we provide. By operating exclusively off-panel, we can offer superior policies and exclusive pricing that comparison sites simply can’t match. Get a quote from us with complete confidence that you are getting the best cover at the best possible price.
Peace of Mind, Shared by Our Clients
Real stories from real people who turned uncertainty into security with our unoccupied property cover.
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Mr K
I have used Orwell Insurance a couple of times now for our properties and they are brilliant. They respond quickly to any questions and I would recommend them to anyone. 5* Thank you Orwell’s .
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Amy North
Daniel was fantastic and such a great experience for a first time buyer. He explained everything brilliantly and made me feel supported through the process. Thank you Daniel.
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Adrian Daffern
Excellent service from Daniel who was friendly, efficient, clear and helpful. Very good price too!
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Allan Gillet
This company is excellent. Daniel, who helped me, is very professional, knowledgeable and extremely efficient. I had quotes from 5 companies and this was the most comprehensive and, the added benefit was that it was the cheapest. A family business well worth asking for a quote.
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Heather Samuel
Daniel was incredibly helpful! I’m in western Canada and needed to sort my home insurance while abroad. He went above and beyond and got it all sorted in no time at all. Highly recommend!
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Anushka Chakravarty
Marlon was really patient as I weighed up my options but also checked in regularly. He always responded to questions efficiently too. Early days but so far so good!
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Maureen Orchard
I had to arrange insurance cover for my Mum's bungalow which was for sale after she died. The house was empty so specific insurance was required. Orwell talked me through the available options. It was a very emotional time for me and the Orwell advisor was extremely patient and understanding whilst explaining the policy details. Excellent service.
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WN Naz
Amazing customer service, very prompt in replying to all my quires. I have delt with many insurance companies before and this has been one of the very best in my experience. Highly recommended and will be using them for my furture projects going forward.
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Ashley Holmes
Very satisfied with the value of my insurance cover, but the most pleasing part was the service! My advisor, Daniel, was knowledgable, diligent and patient to ensure I was provided with the best cover for my circumstances. I would highly recommended considering Orwell, when considering your household or landlord insurance.
Frequently Asked Questions
Everything You Need to Know About NBE Brokers HGV Insurance
Will unoccupied house insurance cost more than normal home insurance?
Yes, as empty homes carry higher risks like theft and water damage, but Orwell offers highly competitive pricing for proper cover.
How much is unoccupied home insurance?
It depends on cover level and duration — short-term and long-term options available. Request a quote for an exact price.
Does my home insurance cover my unoccupied home?
Typically no — theft and damage are often excluded after 30–60 days.
What’s the difference between a vacant and unoccupied property?
Vacant means completely empty; unoccupied means furnished but unused. The difference affects the level of cover you’ll need.